The Work of Insurance Fraud Investigators
Insurance fraud investigation groups are highly trained skilled people who are explicitly educated to detect insurance fraud. They have years of knowledge in handling many types of various investigations from commercial fraud through to private scenarios of fraud. That’s why increasingly more insurance companies are employing the services of their very own in-house insurance fraud investigators to assist them with the growing amount of claims. Unfortunately, over time fraudulent insurance claims have already been on the rise, whether it is claimed on residence or contents insurance in which claimants try to assert more than they may be entitled to following a robbery or fire as an example.
It may be from a motor insurance claim whereby people in fact stage accidents to gain from the insurance claim. Insurance fraud investigation groups will verify every single claim no matter how minimal that given claim may be. A recent record suggested that one in ten people have in fact sent in a fraudulent insurance claim. So how can these companies go about in obtaining the proof that they must have to prosecute people?
To begin with, a fraud investigator will thoroughly examine through an insurance claim. They are going to decide then whether it is a real claim or not. Whenever they decide that it’s not a real claim they will possibly proceed with a few kind of covert surveillance operation.
Covert surveillance services will incorporate cellular phone surveillance, static surveillance and covert electronic monitoring. Covert surveillance groups use unmarked cars and vans, and sometimes even motorcycles are employed in insurance fraud investigation claims. Cameras and videos are utilized to get the best possible results in case any proof is needed for virtually any legal matters that will arise such as court cases.
Static surveillance can be carried out from a creating or an unmarked vehicle with the same tools being used to get the relevant images and evidence. Any details that are collected in the course of any surveillance procedure will likely be documented and shown via a DVD, that may be utilized at a later date if required.
In the situation of covert electronic surveillance, things are accomplished otherwise. Discreet cameras might be set up to record people’s comings and goings whether it’s at a place of work or a residence. The cameras which can be utilized in these cases are time and date sensitive which can be of great make use of to any insurance policy fraud investigation crew.
The fraud investigators that happen to be designated to a case will have the use of only the best state of the art surveillance tools, that will enable them to attain only the best results. The insurance fraud investigation groups are carrying out their part to combat against the people who submit fraudulent insurance claims, and every day they are making inroads into the growing number of claims and locating the people who are submitting them and prosecuting them appropriately.
